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Health Care on the Back of a Napkin

Having trouble understanding the current health care debate? As Portfolio author Dan Roam knows, sometimes the best way to understand a complex problem is with a simple picture. The brains behind the bestselling book The Back of the Napkin and the soon-to-be-released follow-up Unfolding the Napkin is devoting a four-part blog series to explaining health care over at http://digitalroam.typepad.com/. From the first installment:

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This is the overall title page for all four napkins.

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This napkin introduces the business of health care.

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The equation is simple: I get sick, my doctor fixes me, my doctor gets paid.

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Lately though, the “payer” (my insurance provider) has come between me and my doctor, telling both of us which treatments are okay and which are not. In fact, my insurance carrier has become the party that “rations” my health care.

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